Program subject to termination in Pennymac’s sole discretion and without notice.Ĭustomers pre-approved with Pennymac prior to locking any Pennymac purchase loan get 0.50% of the principal loan amount applied as a discount off total closing costs and/or principal curtailment, subject to investor guidelines. Program excludes Jumbo, refinance, third-party and in-process loans. Eligible loan products are Conventional Fixed, Conventional ARM, FHA Fixed and VA Fixed. After the rate lock and subject to favorable market conditions, consumers may be eligible for a one-time reduction in rate once the loan application for a specific property has been initiated (0.50 % maximum reduction in interest rate allowed). All rate lock extensions are subject to Pennymac’s standard rate lock extension fees. Consumers must initiate a mortgage loan application for a specific property and be under purchase contract for the property at least 30 days prior to lock expiration in order to extend the locked rate. Pre-approvals initiated or obtained prior to are ineligible. The lock will be honored for 60 days total. Consumers pre-approved for a purchase loan with Pennymac must meet appropriate underwriting conditions to obtain a mortgage loan. *Lock & Shop Program allows consumers pre-approved for a purchase loan with Pennymac to lock a rate prior to locating a property. ("PFSI") and PennyMac Mortgage Investment Trust ("PMT") collectively Pennymac. This website may include combined information from PennyMac Financial Services, Inc. All loan programs subject to borrowers meeting appropriate underwriting conditions. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. Some products may not be available in all states. For more information, review Pennymac's state licenses and important notices. Plano Parkway, Suites 150 and 300, Plano, TX 75075.
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Rhode Island Lender License # 20092600LL. Licensed Mortgage Banker-NYS Department of Financial Services.
Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Massachusetts Mortgage Lender License # MC35953. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Arizona Mortgage Banker License # 0911088.
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